Author: Jerry Pelletier
The biggest mistake made by many people who find financial success is to begin living as if there is no limit to their income. There is a sense of security and extravagance that comes with knowing you have a consistent, sizable income. Yet, there is an end to the money flow and if you aren’t careful to live within your financial means you could find that end much quicker than you ever imagined.
Last October, the MetLife Mature Market Institute released a study that said the over-55 workforce will account for almost 93 percent of the net increase in the U.S. civilian labor force between 2006 and 2016. At the same time, MetLife reported that many American workers plan to stay on the job “at least” until age 69.
The Pew Research Center’s Social & Demographic Trends Project echoed those findings in May 2009, saying that just over half of all working adults aged 50-65 plan to delay their retirement, with 16 percent saying they never plan to stop working. Read the rest of this entry »
A family doesn’t need a surname like Vanderbilt to benefit from a family mission statement. A mission statement is a collaborative document created by one or more generations of family so standards and goals can be set for the handling of all family assets, including businesses and philanthropy in particular.
While mission statements aren’t legal documents – in fact, many are done both in written form and on videotape as a companion to legal wills and directives – their purpose is to make a record of the family’s values, goals and aspirations and how those sentiments should drive future decisions about family wealth management, business succession plans and charitable pursuits. Read the rest of this entry »
The ancient Greek expression “Know thyself” carries a lot of weight when it comes to investing. Indeed, an investor’s personality can speak volumes to their ability to spot opportunities and avoid risk. If more people truly “knew themselves” when it came to money over the last decade, it’s arguable we would not have seen many of the individual excesses and mistakes that marked the recent economic slowdown.
Sending your child to private school is an expensive proposition. For most people, it’s made a little tougher by the fact that it’s necessary to save for a child’s college education at the same time. Some have the income that makes this easier, but for the rest, it’s necessary to create a pay-as-you-go system that will somehow make it all work. Read the rest of this entry »
Anyone can identify with the heavy strain placed on a student’s finances. Besides paying for school, many undergrads and those pursuing further education have countless responsibilities and financial obligations to fulfill. Though part-time jobs can cover small expenses, bills and student loan payments can really add up. All students should keep these tips in mind: Read the rest of this entry »
Author: S. Pearson
Are you among the millions of Americans that are under insurance, worn-out of over paying for health insurance coverage and would like to finally find affordable traditional health insurance plans that will fit into your families budget today?
No matter your age or income, nothing is more important than protecting your health. But fortunately now there are things you can do to get traditional health insurance plans that will fit into your budget today.
Author: Harvey McEwan
Ever opened that dreaded phone bill and spent even more than the month before but don’t know how? Many people will understand that feeling which isn’t helped by the fact your mobile phone is such a valuable everyday item that you couldn’t imagine living or working without. Out of control phone bills needn’t be the case however as there are plenty of ways in which you can reduce your phone bill without cutting down your talk time or loosing touch with friends and clients. Read the rest of this entry »
Author: Alena Smith
Many retirees are living healthier, longer lives, and that means retirement isn’t quite what it used to be. Retirement has long been defined as an end of an era; a closing chapter in one’s life. But today’s retirees are more active and seeking to redefine retirement as the start of a new chapter – the beginning of the rest of their lives. Today’s generation of baby-boomers is not only finding the time to pursue their dream jobs in retirement, but have found that they can continue to make a good amount of retirement income in doing so. This is one of the top tips when it comes to earning income for retirement; follow your dreams. Read the rest of this entry »
When you schedule an appointment with a property tax attorney, you need to go to his office prepared. If you do not take along all the necessary documents and information, your first visit may be a waste of time and money, necessitating a return trip with added fees. When you call the property tax attorney, you need to give your full name, property address, and how to contact you if needed. Being prepared is very important when dealing with any tax information. Read the rest of this entry »
"We filled out our 20/20 Analysis and we were able to see that, had we stayed on the same payment plan, it was going to take 48 years 11 months before we could become debt-free. Now with your program, we can be debt free in 8 years and 6 months! How exciting! And that is just the beginning. We have been able to dream bigger dreams than we ever dared before. Thank you from the bottom of our hearts."
Chris & Julie
Tampa, FL
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