How Homebuyers Can Have the Perfect Timing for Purchase

July 15th, 2010

One of the most exciting yet financially taxing moments of your life is purchasing a home. Whether you’re a first time or a repeat buyer, one of the best favors that you can do for yourself is learning when the perfect timing is for purchasing a residential real estate property.

Here, we will try to learn about the ‘real’ state of the real estate industry for homebuyers. Remember that buying a home is one of the biggest investments that you will ever make in a lifetime – so knowing the right timing is crucial. This is especially true with the new developments that will happen in the industry by the middle of the year 2010.  Read the rest of this entry »

Live and Enjoy Your Life While Saving Money

July 13th, 2010

Author: David Stack

When you’re just beginning to put away money for savings, cutting costs around the house, and tighten your belts when it comes to spending, you and your family may experience a different kind of change, one that might be causes for arguments and disappointments. All the new things may seem such a deal breaker at first, but it’s only that the family is mostly used to spending and not in cutting back. But now, those little spendings count in a big way. Read the rest of this entry »

How to Live Within Your Financial Means, Even After Financial Success

July 9th, 2010

Author: Jerry Pelletier

The biggest mistake made by many people who find financial success is to begin living as if there is no limit to their income. There is a sense of security and extravagance that comes with knowing you have a consistent, sizable income. Yet, there is an end to the money flow and if you aren’t careful to live within your financial means you could find that end much quicker than you ever imagined.

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Feel Like Un-Retiring? How to Prepare

July 8th, 2010

Last October, the MetLife Mature Market Institute released a study that said the over-55 workforce will account for almost 93 percent of the net increase in the U.S. civilian labor force between 2006 and 2016. At the same time, MetLife reported that many American workers plan to stay on the job “at least” until age 69.

The Pew Research Center’s Social & Demographic Trends Project echoed those findings in May 2009, saying that just over half of all working adults aged 50-65 plan to delay their retirement, with 16 percent saying they never plan to stop working. Read the rest of this entry »

A Family Mission Statement Can Help Any Family Manage Assets, Philanthropy and Direction

July 6th, 2010

A family doesn’t need a surname like Vanderbilt to benefit from a family mission statement.  A mission statement is a collaborative document created by one or more generations of family so standards and goals can be set for the handling of all family assets, including businesses and philanthropy in particular.

While mission statements aren’t legal documents – in fact, many are done both in written form and on videotape as a companion to legal wills and directives –  their purpose is to make a record of the family’s values, goals and aspirations and how those sentiments should drive future decisions about family wealth management, business succession plans and charitable pursuits.  Read the rest of this entry »

How Personality Traits Affect Financial Planning

July 1st, 2010

The ancient Greek expression “Know thyself” carries a lot of weight when it comes to investing. Indeed, an investor’s personality can speak volumes to their ability to spot opportunities and avoid risk. If more people truly “knew themselves” when it came to money over the last decade, it’s arguable we would not have seen many of the individual excesses and mistakes that marked the recent economic slowdown.

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Planning for a Child’s Private School Education

June 29th, 2010

Sending your child to private school is an expensive proposition. For most people, it’s made a little tougher by the fact that it’s necessary to save for a child’s college education at the same time.  Some have the income that makes this easier, but for the rest, it’s necessary to create a pay-as-you-go system that will somehow make it all work. Read the rest of this entry »

Student Finance Advice

June 25th, 2010

Anyone can identify with the heavy strain placed on a student’s finances. Besides paying for school, many undergrads and those pursuing further education have countless responsibilities and financial obligations to fulfill. Though part-time jobs can cover small expenses, bills and student loan payments can really add up. All students should keep these tips in mind: Read the rest of this entry »

Traditional Health Insurance Plans

June 18th, 2010

Author: S. Pearson

Are you among the millions of Americans that are under insurance, worn-out of over paying for health insurance coverage and would like to finally find affordable traditional health insurance plans that will fit into your families budget today?

No matter your age or income, nothing is more important than protecting your health. But fortunately now there are things you can do to get traditional health insurance plans that will fit into your budget today.

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How to Cut Your Phone Bill Down to Size

June 15th, 2010

Author: Harvey McEwan

Ever opened that dreaded phone bill and spent even more than the month before but don’t know how? Many people will understand that feeling which isn’t helped by the fact your mobile phone is such a valuable everyday item that you couldn’t imagine living or working without. Out of control phone bills needn’t be the case however as there are plenty of ways in which you can reduce your phone bill without cutting down your talk time or loosing touch with friends and clients. Read the rest of this entry »